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	<title>Sense to Cents &#187; frugality</title>
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	<link>http://www.sense2cents.com</link>
	<description>Making sense of life and money</description>
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		<title>The top 5 Immigrant Lessons for being successful in America</title>
		<link>http://www.sense2cents.com/2009/02/27/the-top-5-immigrant-lessons-for-being-successful-in-america/</link>
		<comments>http://www.sense2cents.com/2009/02/27/the-top-5-immigrant-lessons-for-being-successful-in-america/#comments</comments>
		<pubDate>Fri, 27 Feb 2009 15:01:50 +0000</pubDate>
		<dc:creator>Chetan</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Getting Rich]]></category>
		<category><![CDATA[Immigration]]></category>
		<category><![CDATA[Kids]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[frugality]]></category>

		<guid isPermaLink="false">http://www.sense2cents.com/?p=193</guid>
		<description><![CDATA[OK &#8211; Let&#8217;s give the Recession a break this time around and talk about something else for a bit. The Holy Grail of Life &#8211; the Secret to being successful.
It must be more than a coincidence &#8211; I looked closely at some immigrant families that  have migrated to the US,  and I saw that almost [...]]]></description>
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		<slash:comments>73</slash:comments>
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		<title>Part 4 &#8211; The Recession &#8211; How the hell can a Big Bank go Bust?</title>
		<link>http://www.sense2cents.com/2009/02/20/the-recession-part-4-how-the-hell-can-a-big-bank-go-bust/</link>
		<comments>http://www.sense2cents.com/2009/02/20/the-recession-part-4-how-the-hell-can-a-big-bank-go-bust/#comments</comments>
		<pubDate>Fri, 20 Feb 2009 19:07:03 +0000</pubDate>
		<dc:creator>Chetan</dc:creator>
				<category><![CDATA[Economics]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.sense2cents.com/?p=164</guid>
		<description><![CDATA[I wanted to title this post "How the hell can a bank go Bust - when it was  worth billions such a short time ago?", but that title sounded far too long, so I shortened it a bit. As you've guessed, in this post, we are going to try and understand how a large bank (such as WaMu, Bank of America or Lehman) can go bankrupt. We will start by understanding how a Bank works in it's simplest form and then move into the complex scenarios, again in simplified form.]]></description>
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		<slash:comments>97</slash:comments>
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		<title>How I overspent at the local Grocery Store</title>
		<link>http://www.sense2cents.com/2008/11/30/how-i-overspent-at-the-local-grocery-store/</link>
		<comments>http://www.sense2cents.com/2008/11/30/how-i-overspent-at-the-local-grocery-store/#comments</comments>
		<pubDate>Sun, 30 Nov 2008 15:29:31 +0000</pubDate>
		<dc:creator>Chetan</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Meals]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[grocery]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.sense2cents.com/?p=31</guid>
		<description><![CDATA[It all began when I visited our local grocery store here in Pittsburgh, PA with my four year old daughter (whom I fondly refer to as my four year old monster &#8211; but that&#8217;s a topic for another day). All I intended to buy was a loaf of Italian bread and some fruit. The list [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>How tuning breakfast saved me $150 a month</title>
		<link>http://www.sense2cents.com/2008/11/19/how-tuning-breakfast-saved-me-150-a-month/</link>
		<comments>http://www.sense2cents.com/2008/11/19/how-tuning-breakfast-saved-me-150-a-month/#comments</comments>
		<pubDate>Wed, 19 Nov 2008 14:19:45 +0000</pubDate>
		<dc:creator>Chetan</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Meals]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[meal ideas]]></category>

		<guid isPermaLink="false">http://www.sense2cents.com/?p=64</guid>
		<description><![CDATA[It sounds quite surprising but it&#8217;s true &#8211; you can really save up to $200 a month by just fine tuning your breakfast meal &#8211; notice I said &#8220;fine-tuning&#8221;, not &#8220;skipping&#8221;.
If your morning routine is like mine, then you are having two cups of coffee every morning and a bite to eat. For me, the [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Spending low-cost, high-value time with your kids</title>
		<link>http://www.sense2cents.com/2008/11/17/spending-low-cost-high-value-time-with-your-kids/</link>
		<comments>http://www.sense2cents.com/2008/11/17/spending-low-cost-high-value-time-with-your-kids/#comments</comments>
		<pubDate>Tue, 18 Nov 2008 00:24:35 +0000</pubDate>
		<dc:creator>Chetan</dc:creator>
				<category><![CDATA[Kids]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[time]]></category>

		<guid isPermaLink="false">http://www.sense2cents.com/?p=32</guid>
		<description><![CDATA[Kids!! What would I not give to be carefree and have boundless energy?
If you&#8217;ve caught yourself saying this many times, welcome to the group. Kids are the ones that keep you lively. Just when you think you&#8217;ve got them figured out, they do something you&#8217;d never thought of (like growing up!)
If you have a kid [...]]]></description>
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		<slash:comments>0</slash:comments>
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