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	<title>Comments for Sense to Cents</title>
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	<link>http://www.sense2cents.com</link>
	<description>Making sense of life and money</description>
	<lastBuildDate>Fri, 08 Jan 2010 13:36:24 +0000</lastBuildDate>
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		<title>Comment on The top 5 Immigrant Lessons for being successful in America by no fee balance transfer</title>
		<link>http://www.sense2cents.com/2009/02/27/the-top-5-immigrant-lessons-for-being-successful-in-america/comment-page-1/#comment-127</link>
		<dc:creator>no fee balance transfer</dc:creator>
		<pubDate>Fri, 08 Jan 2010 13:36:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=193#comment-127</guid>
		<description>If you have a moment Id like you to take a look at the new credit laws put into place in 2010 that will be affecting this article. Might consider revision.</description>
		<content:encoded><![CDATA[<p>If you have a moment Id like you to take a look at the new credit laws put into place in 2010 that will be affecting this article. Might consider revision.</p>
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		<title>Comment on Kids and Money &#8211; How do I mix them? by Doctor Stock</title>
		<link>http://www.sense2cents.com/2009/07/16/kids-and-money-how-do-i-mix-them/comment-page-1/#comment-126</link>
		<dc:creator>Doctor Stock</dc:creator>
		<pubDate>Sat, 12 Dec 2009 18:44:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=218#comment-126</guid>
		<description>Good info - why not write more??</description>
		<content:encoded><![CDATA[<p>Good info &#8211; why not write more??</p>
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		<title>Comment on Kids and Money &#8211; How do I mix them? by Erica Smith</title>
		<link>http://www.sense2cents.com/2009/07/16/kids-and-money-how-do-i-mix-them/comment-page-1/#comment-125</link>
		<dc:creator>Erica Smith</dc:creator>
		<pubDate>Wed, 09 Sep 2009 05:57:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=218#comment-125</guid>
		<description>Dear,
I want to make 1 guest post in your site, if you permit me. The post contains 350 words above and it is totally unique as it is written by my content writers.

Please contact me at ericasmith568(at)gmail.com soon. Moreover, I will place your link in one of my finance sites.

regards,
Erica Smith</description>
		<content:encoded><![CDATA[<p>Dear,<br />
I want to make 1 guest post in your site, if you permit me. The post contains 350 words above and it is totally unique as it is written by my content writers.</p>
<p>Please contact me at ericasmith568(at)gmail.com soon. Moreover, I will place your link in one of my finance sites.</p>
<p>regards,<br />
Erica Smith</p>
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		<title>Comment on Max out your savings using MoneyAisle by Chetan</title>
		<link>http://www.sense2cents.com/2008/12/01/max-out-your-savings-using-moneyaisle/comment-page-1/#comment-124</link>
		<dc:creator>Chetan</dc:creator>
		<pubDate>Mon, 13 Apr 2009 17:52:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=90#comment-124</guid>
		<description>@Bobby,

Have you tried (actually investing) with the site? I got a good rate with them that I could not find anywhere else. I actually invested with a bank from NC and was quite happy with their response.

The Bankdeals site you mention has good deals all right, but I found most of them to be localized and specific to users of a certain location.</description>
		<content:encoded><![CDATA[<p>@Bobby,</p>
<p>Have you tried (actually investing) with the site? I got a good rate with them that I could not find anywhere else. I actually invested with a bank from NC and was quite happy with their response.</p>
<p>The Bankdeals site you mention has good deals all right, but I found most of them to be localized and specific to users of a certain location.</p>
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		<title>Comment on Max out your savings using MoneyAisle by Bobby</title>
		<link>http://www.sense2cents.com/2008/12/01/max-out-your-savings-using-moneyaisle/comment-page-1/#comment-123</link>
		<dc:creator>Bobby</dc:creator>
		<pubDate>Mon, 13 Apr 2009 15:21:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=90#comment-123</guid>
		<description>I think All the site is doing is a visual gimmick.  I dont think any live auction is going on as it suggests. Its just getting a good rate based on your criteria and hell lot of sites are out there doing that. another crap site i guess.  If you spend a good 10 mins in this blog http://bankdeals.blogspot.com/ you&#039;ll get a better deal than that site,  i guess.</description>
		<content:encoded><![CDATA[<p>I think All the site is doing is a visual gimmick.  I dont think any live auction is going on as it suggests. Its just getting a good rate based on your criteria and hell lot of sites are out there doing that. another crap site i guess.  If you spend a good 10 mins in this blog <a href="http://bankdeals.blogspot.com/" rel="nofollow">http://bankdeals.blogspot.com/</a> you&#8217;ll get a better deal than that site,  i guess.</p>
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		<title>Comment on Part 3 &#8211; The Recession &#8211; Is the US right in stopping H1B workers? by Chetan</title>
		<link>http://www.sense2cents.com/2009/02/18/the-recession-part-3-is-the-us-justified-in-stopping-h1b-workers/comment-page-1/#comment-122</link>
		<dc:creator>Chetan</dc:creator>
		<pubDate>Sat, 14 Mar 2009 23:09:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=147#comment-122</guid>
		<description>@Niamah,

I totally appreciate your viewpoint. 

However, you need to understand that the reason that the US became a superpower today is due to it&#039;s open policies. In other words, it encouraged US corporations to go across the world and seek out new markets and conquer them. As a result, when you feel thirsty in India, you drink a Coke and when you want to go somewhere, you ride in your Chevy Aveo. 

Unfortunately, you need to keep in mind that with this globalization comes the side-effect of cheaper labor available on the other side of the world as well. So, if the American IT worker wants to really become competitive, he/she needs to think global as well. Did America shed tears when the Indian Thums Up brand was killed by Coke?

Coming back to the H1B, I just want to point out that the visa is indeed misused in a lot of cases to move jobs offshore and displace Americans. This could be viewed as wrong - however, you must agree that stopping the H1B would mean throttling innovation in the US and encouraging US companies to move to offshore for good. What jobs would American kids have then?

While I think that Sen. Grassley and Sanders want to weed out such cases, I have mixed feelings about the move. The ban on 65000 H1B visas will not serve to suddenly create millions of jobs in the US market and bring it out of recession. Measures such as these make politicians popular and tarnish the US&#039; image as the land of opportunity.

Which is why I tried to suggest some measures that allow the creme-de-la-creme of the world to come to the US, but a side measure to ensure that they remain here and contribute instead of taking knowledge back home.</description>
		<content:encoded><![CDATA[<p>@Niamah,</p>
<p>I totally appreciate your viewpoint. </p>
<p>However, you need to understand that the reason that the US became a superpower today is due to it&#8217;s open policies. In other words, it encouraged US corporations to go across the world and seek out new markets and conquer them. As a result, when you feel thirsty in India, you drink a Coke and when you want to go somewhere, you ride in your Chevy Aveo. </p>
<p>Unfortunately, you need to keep in mind that with this globalization comes the side-effect of cheaper labor available on the other side of the world as well. So, if the American IT worker wants to really become competitive, he/she needs to think global as well. Did America shed tears when the Indian Thums Up brand was killed by Coke?</p>
<p>Coming back to the H1B, I just want to point out that the visa is indeed misused in a lot of cases to move jobs offshore and displace Americans. This could be viewed as wrong &#8211; however, you must agree that stopping the H1B would mean throttling innovation in the US and encouraging US companies to move to offshore for good. What jobs would American kids have then?</p>
<p>While I think that Sen. Grassley and Sanders want to weed out such cases, I have mixed feelings about the move. The ban on 65000 H1B visas will not serve to suddenly create millions of jobs in the US market and bring it out of recession. Measures such as these make politicians popular and tarnish the US&#8217; image as the land of opportunity.</p>
<p>Which is why I tried to suggest some measures that allow the creme-de-la-creme of the world to come to the US, but a side measure to ensure that they remain here and contribute instead of taking knowledge back home.</p>
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		<title>Comment on Part 3 &#8211; The Recession &#8211; Is the US right in stopping H1B workers? by Niamah Tronzo</title>
		<link>http://www.sense2cents.com/2009/02/18/the-recession-part-3-is-the-us-justified-in-stopping-h1b-workers/comment-page-1/#comment-121</link>
		<dc:creator>Niamah Tronzo</dc:creator>
		<pubDate>Fri, 13 Mar 2009 06:52:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=147#comment-121</guid>
		<description>Are you serious?  The H1B program has been very detrimental to the US.  Why on God&#039;s green Earth should it continue?, especially in an economic downturn.  The H1B program has skewed the employee supply and demand curve sufficiently to reduce the numbers of US citizens going for degrees in the technical field due to pay scale suppression - why go through the rigors of getting an engineering degree when other less demanding fields pay similar or more?

The H1B program was only supposed to be a stop gap to allow employers to fill positions where no local talent could be found.  That argument has become farcical as positional requirements now show needs for applicants speaking unknown dialects or having skill sets that are unique to a targeted individual where the actual job makes no utilization whatsoever of these &#039;unique&#039; skills.

The program was ill conceived from the get go.  Now it&#039;s main purpose appears to be a training ground for offshoring.</description>
		<content:encoded><![CDATA[<p>Are you serious?  The H1B program has been very detrimental to the US.  Why on God&#8217;s green Earth should it continue?, especially in an economic downturn.  The H1B program has skewed the employee supply and demand curve sufficiently to reduce the numbers of US citizens going for degrees in the technical field due to pay scale suppression &#8211; why go through the rigors of getting an engineering degree when other less demanding fields pay similar or more?</p>
<p>The H1B program was only supposed to be a stop gap to allow employers to fill positions where no local talent could be found.  That argument has become farcical as positional requirements now show needs for applicants speaking unknown dialects or having skill sets that are unique to a targeted individual where the actual job makes no utilization whatsoever of these &#8216;unique&#8217; skills.</p>
<p>The program was ill conceived from the get go.  Now it&#8217;s main purpose appears to be a training ground for offshoring.</p>
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		<title>Comment on The top 5 Immigrant Lessons for being successful in America by The Frugal Immigrant</title>
		<link>http://www.sense2cents.com/2009/02/27/the-top-5-immigrant-lessons-for-being-successful-in-america/comment-page-1/#comment-120</link>
		<dc:creator>The Frugal Immigrant</dc:creator>
		<pubDate>Tue, 10 Mar 2009 15:12:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=193#comment-120</guid>
		<description>Great post! 
Regarding number 2. &quot;Stretch your legs only as far as the edge of the blanket you own&quot; in our case is &quot;Stretch your legs only as far as the Middle of the blanket you own&quot; :)

We are saving a little bit more than 50% of our income, on one salary and after mortgage to our inexpensive 2-story house. I started writing our specific steps in more detail, but could never finish the post.

Here are some of them (they are NOT for everybody - lifestyles differ)
- Switch from &quot;regular&quot; diet to Pesketarianism (vegeterarian + eggs+ milk +rarely seafood). Provides us with all the nutrition we need at the lowest cost;

- Forget TV watching (even the free local stations)
Provides us with more time to take care of our kids, cooking from scratch, Internet research, etc.
No influence from TV ads to skew our buying habits.
Less stress from bad news (we still hear enough of these on the radio, Internet and collegues and friends)
We take DVDs and books from the local library instead, booking them online. WA State has a great library system. King County has the best one, Snohomish County has a very good one as well.

- No Movie Theater visits, other than when free;
During the summer many cinemas have free screenings for families, so we started taking advantage of these. We bring our own snacks (roasted nuts and seeds, bananas, filtered water) but we still have to pay for gas, though :/

- Dining out? ...Are you sure? :)

...</description>
		<content:encoded><![CDATA[<p>Great post!<br />
Regarding number 2. &#8220;Stretch your legs only as far as the edge of the blanket you own&#8221; in our case is &#8220;Stretch your legs only as far as the Middle of the blanket you own&#8221; <img src='http://www.sense2cents.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>We are saving a little bit more than 50% of our income, on one salary and after mortgage to our inexpensive 2-story house. I started writing our specific steps in more detail, but could never finish the post.</p>
<p>Here are some of them (they are NOT for everybody &#8211; lifestyles differ)<br />
- Switch from &#8220;regular&#8221; diet to Pesketarianism (vegeterarian + eggs+ milk +rarely seafood). Provides us with all the nutrition we need at the lowest cost;</p>
<p>- Forget TV watching (even the free local stations)<br />
Provides us with more time to take care of our kids, cooking from scratch, Internet research, etc.<br />
No influence from TV ads to skew our buying habits.<br />
Less stress from bad news (we still hear enough of these on the radio, Internet and collegues and friends)<br />
We take DVDs and books from the local library instead, booking them online. WA State has a great library system. King County has the best one, Snohomish County has a very good one as well.</p>
<p>- No Movie Theater visits, other than when free;<br />
During the summer many cinemas have free screenings for families, so we started taking advantage of these. We bring our own snacks (roasted nuts and seeds, bananas, filtered water) but we still have to pay for gas, though :/</p>
<p>- Dining out? &#8230;Are you sure? <img src='http://www.sense2cents.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>&#8230;</p>
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		<title>Comment on Part 4 &#8211; The Recession &#8211; How the hell can a Big Bank go Bust? by Sense to Cents &#187; Blog Archive &#187; Part 5- The Recession - How GU Bank suddenly became Going Under Bank</title>
		<link>http://www.sense2cents.com/2009/02/20/the-recession-part-4-how-the-hell-can-a-big-bank-go-bust/comment-page-1/#comment-119</link>
		<dc:creator>Sense to Cents &#187; Blog Archive &#187; Part 5- The Recession - How GU Bank suddenly became Going Under Bank</dc:creator>
		<pubDate>Tue, 03 Mar 2009 21:20:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=164#comment-119</guid>
		<description>[...] Part 4 - The Recession - How the hell can a Big Bank go Bust? [...]</description>
		<content:encoded><![CDATA[<p>[...] Part 4 &#8211; The Recession &#8211; How the hell can a Big Bank go Bust? [...]</p>
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		<title>Comment on Part 1 &#8211; What is a Recession and why are we in it? by pct</title>
		<link>http://www.sense2cents.com/2009/01/09/part-1-why-are-we-in-a-recession/comment-page-1/#comment-118</link>
		<dc:creator>pct</dc:creator>
		<pubDate>Sun, 01 Mar 2009 22:38:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.sense2cents.com/?p=125#comment-118</guid>
		<description>Thanks, i really helped</description>
		<content:encoded><![CDATA[<p>Thanks, i really helped</p>
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