To be honest, I was never a great blog lover in the first place. The only blogs I had ever come across were ones that were designed for the sole purpose of making quick money by whatever means possible – which equates to posting of some kind of pictorial material with a ton of advertisements embedded within. This sort of blog site actually caused me to have a kind of revulsion to blogs in general.

But things changed when I came across some interesting blogs where it dawned on me that this was really a very powerful means of communication and allowed one to express their thoughts and interact with others. I slowly became a regular visitor to several such interesting blogs (which you will find in the Blog Roll) and used them to understand other people’s perspective and thoughts on so many of those little incidents that keep happening all around us. Personal Finance (PF) blogs were always my favorite.

One of the things that I noted was that most PF blogs always made some basic assumptions about their readers. They usually assumed that the reader was American, born in America, had a home to live in, a garden and so on. So I thought, well, why not write about something from a different perspective – and this site was born.

On sense2cents.com, you will find my thoughts about life and personal finance – but everything from a beginner’s perspective. By “beginner”, I mean someone who is new to America and is starting out from scratch. You will see how challenging it can be when you are in an unknown country without many friends to help you out. There is no safety net: no family and no social security to catch you if you fall.

But this is exactly the kind of challenge that several people (or their ancestors) faced long ago and they taught us how to succeed. So, let’s start this journey and we’ll see how it goes. I welcome your comments, suggestions and ideas and will certainly take them into account.

So, Onward, my friends…